Finance a Chrysler, Dodge, Jeep, or Ram Model at Richardson Chrysler Dodge Jeep Ram

The financing special we offer at Richardson Chrysler Dodge Jeep Ram in Standish, MI is meant to help shoppers get the vehicle of their dreams. After choosing a Chrysler, Dodge, Jeep, or Ram model you want to take home, the next step is financing. It is commendable if you are capable of paying off the total amount. However, customers who cannot raise the needed amount for a particular vehicle are given various financing options to help them out. Our priority is to ensure every customer visiting Richardson Chrysler Dodge Jeep Ram in Standish, MI is satisfied.

Read below for some of the discussed financing options we offer at Richardson Chrysler Dodge Jeep Ram:

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Privacy Statement

As a valued customer, we want to ensure your private information is kept private and only shared with those companies who are authorized either by yourself or as allowed or required by law. This document explains our privacy policy, gives you reasons why we ask for the type of information we do, and if we do reserve a right to share information with non-affiliated third parties, lets you "opt-out" of our reservation to do so. Please take a moment to read this entire policy.

Collection of Information
The purchase of a motor vehicle requires considerable accumulation of nonpublic personal information. For example, if we sell or lease you a vehicle - extending you credit at your request - we will receive information from you in order to determine your creditworthiness. We may also obtain information from a credit-reporting agency. We may also obtain information from third parties such as employers, references and insurance companies.

Some of the information we obtain from you may be required by state of federal agencies, such as the Department of Motor Vehicles or the Internal Revenue Service. This information may be required even if you were to pay cash for your vehicle. Examples would be a driver's license or social security number.

Protecting Your Information
We safeguard nonpublic personal information according to established industry standards and procedures. We maintain physical and electronic safeguards that comply with state and federal law. We restrict access to nonpublic personal information about you to those employees and outside contractors who need to know the information to provide product or service to you. We prohibit our employees and agents from giving information about you to anyone in a manner that would violate any applicable law or our privacy policy.

Information Sharing
Unless we have indicated our desire to share your nonpublic personal information with non-affiliated third parties (by checking the box in the section below), we share information:

A) For everyday business purposes, such as to process transactions, maintain account(s), respond to court orders and legal investigations, or report to credit bureaus.

B) For purposes of processing a sale or lease transaction as your request or authorize, such as submitting information to third party financial institutions that may be requested to take an assignment of the contract or verifying insurance coverage information.

C) When using outside service providers to help us provide you with products and services. Before providing information to our service providers we enter into contractual agreements prohibiting them from disclosing or using the information other than for the purpose it was disclosed.

D) With "Affiliated" companies. Companies that are affiliated with us include any company that controls us, any company we control, or any company under common control with us.

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I am interested in purchasing or leasing a vehicle and request that my Consumer Credit Report be obtained, at no cost to me, in order to help determine the types and extent of financing which may be available to me.

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Auto Loans

If you have bad credit and cannot pay off the total amount of the CDJR model you want, our financing staff will step in and give you a finance application form. You will fill in the form with the necessary information needed, and the rest will be handled by our financing staff, who will reach out to our various auto-lenders around Linwood, MI. We advise our shoppers not to give false information in the application form since the auto-lenders will use the details to determine the loan amount, terms, and conditions.


Leasing is also another option to get a vehicle. Most drivers in Tawas, MI consider the financing option. Leasing is like renting, and it can be an attractive alternative if you are not considering owning the vehicle in the long run. At the end of the lease period, you can decide to own the car, but the monthly payments you have been paying will not contribute to the car's value.

Besides lease and auto loan, we also offer the trade-in as another option for getting a CDJR model from Richardson Chrysler Dodge Jeep Ram. However, shoppers should also understand the financing terms before carrying out the process. Here are some of the highlighted terminologies:

  • Acquisition fee - Before initiating a lease, the dealership charges a fee, known as the acquisition fee, which covers the amount paid for insurance verification and lease credit reports.
  • The Annual Percentage Rate - Also known as the finance rate, APR is the percentage the lenders take yearly to use their money. It can also be referred to as the interest rate on a loan.
  • Bump - The difference between what the dealer sells and pays for financing a lease or loan.
  • Capitalized Cost - This lease term refers to the total amount financed via the leased vehicle minus the capitalized cost reduction.
  • Closed-end lease - Also known as a walk-away lease. However, it also gives you the option of buying the vehicle at the end of the lease period.
  • Documentation Fee - This fee is negotiable at many dealerships around Bay City, MI and Midland, MI. It is a fee charged for processing the paperwork during the sale of a car.
  • Gap insurance - It covers the difference between the amount owed on a vehicle in case it is stolen and its depreciated value in a lease or a loan.

Benefits of Financing a CDJR Model at Richardson Chrysler Dodge Jeep Ram

Quick Processing

Financing at Richardson Chrysler Dodge Jeep Ram is done swiftly and fast, enabling you to leave the dealership the same day with the vehicle you want.


There are current promotions here at Richardson Chrysler Dodge Jeep Ram, and some of them include discounts on financing services.


Financing at Richardson Chrysler Dodge Jeep Ram is convenient for shoppers since most of the work is done by the dealership. All we need from you are the relevant details, and our financing experts will handle the rest.

Visit Richardson Chrysler Dodge Jeep Ram Today!

If you wish to finance a Chrysler, Dodge, Jeep, or Ram model, please do not hesitate to visit us in Standish, MI. Our financing experts are always available to take you through the process. Whether you're in Saginaw, MI or beyond, make your way to Richardson Chrysler Dodge Jeep Ram to learn more.

* The advertised price does not include sales tax, vehicle registration fees, other fees required by law, finance charges and any documentation charges. A negotiable administration fee, up to $115, may be added to the price of the vehicle.

* Images, prices, and options shown, including vehicle color, trim, options, pricing and other specifications are subject to availability, incentive offerings, current pricing and credit worthiness.